Your home is where you hang your hat, where your family sleeps and where you keep your valuables and meaningful belongings. When it comes to protecting your investments, there are few things more important than insuring your home.
The insured location listed on the declarations page
- Clause 1: Wind/Hail
- Clause 2: Tropical Cyclone
- Clause 3: All Other Perils
Any structure on the insured property not used for business (Ex. Fence, Garage, Shed, etc.)
Replacement Cost (RC)- The cost to replace an item with a current comparable item
Actual Cash Value (ACV)- Only pays what the item, after depreciation from use, is worth
- Bodily Injury
- Property Damage
Covers reasonable medical expenses of:
- Persons on an insured's property with permission
- Injury caused by the activities of an insured
- Injury caused by an insured's animal or creature
To ensure everyone on the road is covered in case of an accident, most states require drivers to carry a minimum amount of liability insurance or establish financial responsibility in some other way.
What our Liability covers:
However, we do have other coverages such as
Other than collision (COMP) covers:
Our collision coverage, covers your vehicle anytime you hit something.
We also have Rental coverage along with Towing and Labor.
Bison Insurance and
Financial Services, Inc.
Even if you do not own a home, you probably own a great deal more than you think. Consider all of your furniture, electronics, clothing, appliances and jewelry, as well as any art, books or musical instruments you own.
Beyond your personal property, what if you are found liable for injuries sustained by visitors' in your home as a result of negligence?
Renters insurance covers your personal property and even covers you from liability claims while you are renting. And if your rental home ever needs serious repairs, and you are unable to live there, it also covers the reasonable and necessary increase in living expenses (housing, food, etc.) you may incur.
We offer a variety of coverage options and products, you can find the right coverage for your family and needs.
Understand the difference between Term and Permanent coverage.
While your day-to-day operations are complex, understanding Business Insurance does not have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance companies are required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in your coverage where you need it most.
Minimum coverage options: